3
votes
1answer
24 views
Effective ways to screen Craigslist buyers?
A friend turned in an old favor and asked me to help sell some of her things. I told her how I'd do it, and also wrote a post on how to enlist Gmail to help sell things on Craigsl …
2
votes
0answers
16 views
Am I obligated to refinance my mortgage if the home is no longer my primary residence?
We're in the process of buying a house. There may be a time at which we own two houses (and have two mortgages).
Presumably only one of them can be a primary residence? If so, d …
1
vote
1answer
10 views
Two of my credit cards got hit with fraudulent charges the same day. What gives?
This is bizarre and a bit troubling.
Received a call from one credit card company questioning a charge. Turned out to be a fraudulent charge. Account was shut down.
Around dinn …
1
vote
0answers
23 views
Can a 501(c)-type organization accept advertising on its website?
I think I understand the concept of non-profit, but let's say a 501(c)(4) organization (a civic organization) has a website. Can they accept advertising on their website (a link t …
1
vote
1answer
29 views
What’s the difference between non-profit and not-for-profit?
This is another pair of terms I tend to use interchangeably, but I don't think they mean the same thing.
I do know that "non-profit" status can apply to charities, and other organ …
1
vote
1answer
19 views
Anyone have experience with Reward Checking Accounts?
I am just wondering if anyone else has had experience in using reward checking accounts? I have been using reward checking accounts for about two years now and have enjoyed using …
1
vote
0answers
4 views
Take the old refrigerator from our old house to our new one?
My wife is looking for a (second) refrigerator for our new house.
The one in our new house is nice in a number of ways, but it's a side-by-side unit (refrigerator next to the free …
1
vote
1answer
41 views
Privately controlled currency supported by gold
I read during the Argentinean financial crisis in 2002 that a private company was considering launching a private currency supported by gold (i.e 100 currency = 1 gram of gold). I …
1
vote
0answers
20 views
Who has access to a filed HUD-1 Settlement Statement?
Our closing last week used the new HUD-1 Settlement Statement. It has an extra third page that contains essentially two things: a comparison of the actual closing costs with thos …
1
vote
0answers
5 views
What’s a good percentage of a child’s allowance to allocate for saving?
My only data points on this are the following:
When I was younger (in high school) I decided that I was going to save 10% of my paper route money and spend 90%. My mom laughed a …
1
vote
0answers
9 views
Any sites that track business closings for buying at deep discounts?
Once in a while I'll catch a small store on the last days of business. Smaller businesses don't often hire a liquidation company the way Circuit City did, and they usually get rid …
1
vote
0answers
9 views
Any experiences with Alibaba.com?
I ran across Alibaba.com a few weeks ago when I was looking for places to buy towel fabric for some crafts that people wanted.
I had never heard of the site and it looks huge. It …
1
vote
0answers
12 views
What is the underlying reason for stock market supercycles?
Another question had a reference to a 16-year stock market supercycle, which showed that over the past 120+ years there were booms and busts with a periodicity of about 16 years. …
1
vote
0answers
9 views
How do you research the reputation of a finance author or guru?
Google is a good starting point, of course, you can search:
Chester Guru scam or
Chester Guru ripoff
to get the negative opinions, but are there any other good ways to research …
0
votes
0answers
1 views
I am already receiving teacher retirement from TRS, I am not 59 1/2
I cannot get a mortgage due to foreclosure. I am not a first time buyer. I am already receiving teacher retirement. I really don not want to spend another 14,000 a year thrown aw …