Tagged Questions

3
votes
6answers
146 views

Emergency Fund in place; Now I’m tempted to save. Should I?

Alrighty, kiddos, here's the deal. I have about 90K in school loans, 8K in credit card debt, and 7K owned on a car worth about 7K. I make 41K a year. I have just succeeded in sa …
1
vote
1answer
21 views

How do you open a sub-account with an ING savings account?

It is my understanding that you can open a sub-account within an already existing savings account. When I was logged into ING, I tried to do this, but I couldn't figure it out. …
3
votes
7answers
87 views

Automated Savings

Have any of you "automated" your savings? I have my 401-k deducted automatically,but the rest of my savings and bill paying are done with the help of my wife, and quicken. Have a …
1
vote
5answers
190 views

Should I pay down my debt of try to build an emergency fund in savings?

As previously mentioned, I have $153k in unsecured debt. $90k is student loans that are in forbearance until February. I recently joined CCCS to take care of the credit card debt …
0
votes
1answer
23 views

American Express High Interest Savings Account

I've posted on Sweating the Big Stuff about why more people don't promote American Express' High Interest Savings Accounts, and wanted to get your opinion and possibly post a follo …
1
vote
2answers
49 views

How do I know what funds to choose for my 401(k)?

I am 33 and formerly financially irresponsible. I am concentrating on reducing my mountain o' debt (which is around $153k of the unsecured variety). I don't have a ton of extra i …
0
votes
2answers
54 views

What’s the purpose of a mortgage offset account?

Just ran across this term in another forum and I did some research but still don't quite understand. The idea with a mortgage offset account is that you have a savings account lin …