We recently were able to switch auto insurance carriers to a "good" carrier because our driving records had improved.
I had some mishaps in 2001 and earlier that eventually got me into a second-tier carrier (that served me just fine, by the way). My wife had a couple of very, very minor accidents that were nonetheless her fault and kept points on her record for 5-6 years after that.
Just wondering: Is have no points on your insurance policy enough to qualify for a good policy, after one has been in a less good policy? (Points being the "naughties" that stick around for three years or so and raise your premiums.) Or does one have to wait a while after the points come off before a better auto insurance company will take me in?

