All Questions

1
vote
1answer
16 views

Two of my credit cards got hit with fraudulent charges the same day. What gives?

This is bizarre and a bit troubling. Received a call from one credit card company questioning a charge. Turned out to be a fraudulent charge. Account was shut down. Around dinn …
0
votes
0answers
5 views

I am already receiving teacher retirement from TRS, I am not 59 1/2

I cannot get a mortgage due to foreclosure. I am not a first time buyer. I am already receiving teacher retirement. I really don not want to spend another 14,000 a year thrown aw …
3
votes
1answer
20 views

What are some good things to look for in a property manager?

We have yet to sign a listing agreement with a real estate agent. I know that if I were to try to rent our old house, I probably wouldn't have the stomach for dealing with tenants …
1
vote
1answer
11 views

What is dividend yield on cost?

I'm putting together a blog carnival and ran across the term dividend yield on cost in one of the posts. Any idea what this means?
0
votes
0answers
5 views

What kinds of factors affect liability insurance premiums?

A class I attended this week talked briefly about umbrella liability insurance. The premium the instructor mentioned was something like $400/year for $1 million coverage. That se …
2
votes
1answer
13 views

What is a Sweep Account?

My DH tried to make a pun about brooms and something called a "sweep account." However, his attempt fell rather flat, as I had never heard of a sweep account. Now he's being all …
1
vote
2answers
24 views

Can I reverse my opting out on a credit card?

At the end of 2008, I opted out of a rate hike on my Citibank Mastercard. Now, I'm reconsidering having done so. I've had this card now for 18 years - all my other cards I opened u …
1
vote
1answer
13 views

When did the tax deduction on mortgage interest start?

This article brought up a good point on the mortgage interest tax deduction being only a partial refund of the actual mortgage interest. When did this deduction go on the books? …
2
votes
1answer
17 views

What does it mean to be an accredited investor?

What does the term mean "accredited investor"? How can I became one and what are the advantages, disadvantages?
3
votes
4answers
58 views

Pay down variable HELOC or fixed Mortgage?

I got this question from a reader and wanted your opinions: I have both a mortgage on our house, and a home equity line of credit. The mortgage rate is fixed (4.4.%) for 15 years. …
1
vote
1answer
19 views

Anyone have experience with Reward Checking Accounts?

I am just wondering if anyone else has had experience in using reward checking accounts? I have been using reward checking accounts for about two years now and have enjoyed using …
1
vote
0answers
23 views

Can a 501(c)-type organization accept advertising on its website?

I think I understand the concept of non-profit, but let's say a 501(c)(4) organization (a civic organization) has a website. Can they accept advertising on their website (a link t …
3
votes
1answer
24 views

Effective ways to screen Craigslist buyers?

A friend turned in an old favor and asked me to help sell some of her things. I told her how I'd do it, and also wrote a post on how to enlist Gmail to help sell things on Craigsl …
2
votes
2answers
77 views

Anybody have sucesss with 0% Balance Transfers on Credit Cards?

Does anybody have experience in taking out 0% credit cards for 6-12 months and putting them into a savings account and then paying them off before the interest rates kicks in? I kn …
2
votes
2answers
29 views

6 month vs. 12 month balance transfer - which will I get?

In a few months, I will want to get a new credit card that offers 0% APR for 12 months. Many offers say either 6 or 12. How do I know which I'll be getting? I'd rather not apply an …

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